Derek Espinoza | Peoples Mortgage

About

Derek

Peoples Mortgage is where I can best serve my customers.

As a Loan Officer, I have access to a variety of investors, extensive loan programs, and competitive rates. Coupled with a superior internal support staff here at Peoples Mortgage, I have confidence that I can help you to get your deal done.

I take great pride in building long-term, trusting relationships with my clients. Whether you are purchasing a new home or refinancing an existing mortgage, you can expect the same straightforward and exceptional service!

I appreciate the opportunity to work with you!

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Peoples Mortgage is where I can best serve my customers.
‍As a Loan Officer, I have access to a variety of investors, extensive loan programs, and competitive rates. Coupled with a superior internal support staff here at Peoples Mortgage, I have confidence that I can help you to get your deal done.
I take great pride in building long-term, trusting relationships with my clients. Whether you are purchasing a new home or refinancing an existing mortgage, you can expect the same straightforward and exceptional service!
I appreciate the opportunity to work with you!

What people are saying!

Derek Espinoza goes above and beyond for his clients. I definitely will recommend him to ANYONE going through the home buying process.

Rebecca

Jun 21st, 2025

Derek Espinoza goes above and beyond for his clients. I definitely will recommend him to ANYONE going through the home buying process.

Rebecca

Victorville , CA

Jun 21st, 2025

As a first time buyer I was very pleased at the patience and expertise of the team at Peoples Mortgage and would gladly recommend.

Paul

Newhall, CA

Jan 23rd, 2025

As a first time buyer I was very pleased at the patience and expertise of the team at Peoples Mortgage and would gladly recommend.

Paul

Newhall, CA

Jan 23rd, 2025

A good experience during the loan process, highly recommended, thank you Derek Espinoza!!

Esther

Van Nuys , CA

Aug 22nd, 2024

See more of our Reviews

Loan Officer Licensing

Loan Officer - Derek Espinoza - LO Licensing: CA-DOC322360 | NMLS-322360 -- Company Licensing: Peoples Mortgage Company, A DBA of Moria Development, Inc. CA-4130661 - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act: peoplesmortgage.com/privacy-policy | NMLS-6274

Branch Address

2055 E Centennial Cir

Tempe

85284

Your Mortgage Questions, Answered

Browse our latest blog posts to learn more about loan products, the homebuying journey, and tips for every step along the way.

Loan Product Options

Wondering what each type of loan entails? Peoples Mortgage offers an array of mortgage loan products, each of which are described below. Choose from the following products to learn more.

Peoples Mortgage Frequently Asked Questions (FAQ)

At Peoples Mortgage, we strive to make the lending process simple and straightforward. We understand the weight of your decision and want to help you to understand your options and make the loan choice that best suits your financial goals.