America is a California Native but has resided in Arizona for the last 20 years. One of her passions is helping families find their part of the American dream, home ownership. For the last 12+ years she has had a direct influence for many families in obtaining home ownership. Utilizing programs like FHA, Conventional, USDA and VA Loans. America also posse's knowledge on many other programs as well to help young and mature families alike seek this dream.
Very Family orientated and a mother of two beautiful children, America can relate to many walks of life. This helps her connect to many different situations and scenarios by listening to family needs and their objectives. Staying focused and transparent, America has earned the trust of many families over the years. Her industry knowledge, confidence and stead fast mentality means that families that allow America to partner up with them in seeking home ownership, tend to offer additional family and friends as referrals with the same results, owning a home.
America’s time is spent with family and friends, loves outdoor activities, enjoys fitness and home décor.
Additional languages spoken: Spanish
Peoples Mortgage is where I can best serve my customers.
As a Loan Officer, I have access to a variety of investors, extensive loan programs, and competitive rates. Coupled with a superior internal support staff here at Peoples Mortgage, I have confidence that I can help you to get your deal done.
I take great pride in building long-term, trusting relationships with my clients. Whether you are purchasing a new home or refinancing an existing mortgage, you can expect the same straightforward and exceptional service!
I appreciate the opportunity to work with you!
Smooth experience.
Teddy
Dec 23rd, 2025
Excellent service, consulting and support for America Torres. Their valuable help was a very important factor in achieving my goal, we made a good team.
IRMA
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RIO RICO, AZ
Dec 20th, 2025
I highly recommend America for anybody who is looking for a home. She is very professional, polite, transparent, and very easy to work with. She’s always available to answer questions. She really made my first time home buying experience, a phenomenal one. Thank you America, for all your hard work and dedication to getting the property closed in such a quick and professional manner.
Danny
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Tucson, AZ
Dec 5th, 2025
America was very helpful throughout the whole process of purchasing a home. She helped explain things in a way that made sense to me.
Carmen
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Tucson, AZ
Nov 25th, 2025
America and her team are just Amazing! she made my process as a first time home buyer incredibly easy and it went by so fast! she helped us in every single step of the way, she was always there for us! and we are just very Thankful we met her, definitely I will recommend America to all my friends and family! After 4 years of trying different lenders and they all just gave up on us America did not and in less than 6 months we are now in our new home! Thank You, Thank You America!!
Yaritza
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Tucson, AZ
Nov 19th, 2025
Browse our latest blog posts to learn more about loan products, the homebuying journey, and tips for every step along the way.
Applying online is convenient and secure. With the added advantage of being able to upload important documents directly from your phone, there's no reason to wait - begin your application today!
Applying online is convenient and secure. With the added advantage of being able to upload important documents directly from your phone, there's no reason to wait - begin your application today!
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