Our Jumbo Home Loans mean more money & lower rates.
A Jumbo Loan is designed for those looking to go above the county limit. Due to the high amount of defaults on these types of loans in the last few years, these guidelines are constantly changing and are usually very specific to the individual borrower and their financial goals. It is critical on these loans that borrowers complete a full loan application with their loan professional, as well as submit all documentation for review by an Underwriter well before placing an offer on a home. These borrowers always have outstanding credit and income, but that usually comes with intricate financial and tax structures. To avoid any headaches and to get aligned with the best loan product it is best to get a full approval, including a full review of the assets to be used in the transaction as well as the remaining reserves.
Jumbo Home Loan Features & Benefits
- Home loans up to $5,000,000
- 3/1, 5/1, 7/1 and 10/1 ARMS
- 1st and 2nd Mortgages to maximize down payment
- Fixed Rate
- Asset Depletion (Stated Income) – Do you write off a lot of income but have solid investments and savings? Contact us today to review your situation and see if we can get you qualified for a self employment loans ranging anywhere from $350 to $5M.
- Asset Hold Back – Are you interested in purchasing a home and have substantial savings or investments but don’t want to lose out on the interest and growth earnings? Call us today to review your options with this product.