10 Reasons to Work With Local Lender Photo (1)

10 Things to Keep in Mind when Choosing a Mortgage Lender

That online mortgage lender might not be as “convenient” as you thought.

The Internet has undoubtedly made nearly every aspect of life much more convenient. But does that convenience extend to your mortgage lender?

At Peoples Mortgage Company, we don’t think so.

Sure, online resources have made it easier to apply for a mortgage and collect necessary documents, but it misses the most critical element: relationships.

Here are just 10 things you need to keep in mind when choosing your mortgage lender.

Highly Competitive Rates and Fees

Unlike online lenders, local mortgage lenders have greater flexibility in the rates we offer. We don’t have stockholders to report to; our main priority is you.

Team Work Makes Your Dream Work

When you work with Peoples Mortgage Company the REALTOR®, Loan Officer, and Title Company are on the same page. By working as a team on your mortgage loan, we ensure the best success for you, our customer.

Loan Officers are Dedicated to You

Unlike online lenders and large banks, at Peoples Mortgage, you will always talk to the same Loan Officer. You won’t need to explain your loan each and every time you call, because your Loan Officer knows you and helped you select the mortgage program to best suite your short term and long term financial goals.

Expertise in All Aspects of Your Loan

At Peoples Mortgage, we keep all loan operations in-house. For our customers, that translates to high quality-control over every loan. Plus, you can speak directly with our team to ask any questions you may have.

Local Market Knowledge

Our expert Loan Officers have extensive knowledge of the economy, as well as the current, local housing market. Can an online mortgage lender say the same thing?

We Won’t Try to Sell You Other Products

Our focus all day, every day is on mortgage loans. We aren’t going to try to sell you credit cards, bank accounts, etc. Large banks use mortgage loans to segway into other fee-related services. We’ll never do that.

Licensing and Education is Critical to Success

Local mortgage lenders are licensed and receive continuing education to ensure they stay up-to-date on all things involving mortgages. They’re not order-takers. They create higher net worth through long-term debt strategies.

Programs to Fit Almost ANY Buyer

We offer a wide array of purchase and refinance programs to fit almost any borrower. The dream of homeownership belongs to everyone!

We Give Back

Through the Peoples Foundation, we regularly give back to the local community. From monetary donations to employee-nominated organizations, and even offering employees 2 hours of paid Volunteer hours each month, we practice what we preach.

Office Hours? What Office Hours?

Your Loan Officer is available on the weekends to assist with any loan questions you may have. Call, text, carrier pigeon – we’re here for you every step of the way. We live by our motto, “At Peoples Mortgage, it’s all about people.”

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