About Joanna Howard
Joanna Howard has been in the mortgage industry for more than 15 years. In 2000 she opened a credit repair company, where she helped clients repair their credit in hopes to qualify for a home loan. Within a year she transitioned the company to a Home Loan origination based company to continue to help her clients realize their dreams of home ownership. In 2006, when the market turned she went to work for JPMorgan Chase Bank using her to continue to help her borrowers achieve their home ownership goals. Joanna has extensive training in credit, operations, sales and many other aspects of the Mortgage Banking industry. She attended the University of Utah to obtain a degree in Political Science with a minor in business. Prior to the University she received an associates degree at the community college near her home as a paralegal.
Joannas recognized by her employer and her clients for her dedication, superior customer service and quality loan closings. She always says I find the Mortgage Industry highly rewarding especially when I have the opportunity to help clients finance their first home, refinance their mortgage to pay for renovations, pay for college expenses or to improve their current monthly expenses. Growing up on the island of Oahu, Hawaii Joanna developed an appreciation for spending time with her three boys and a granddaughter. Her and her family now reside in the beautiful state of Utah.
Arizona License: 0924671
California License: CA-DOC668373
Oregon License: yes
Texas License: yes
Utah License: 5499094